Services

PERSONAL CHECKING

Minimum to open
$200.00
BALANCE
SERVICE CHARGE
Over $600.00
No Charge
$400.00-$599.00
$4.00
$200.00-$399.00
$5.00
Senior Citizens (Over 65)
$6.00
Students
No Charge
 
No Charge
BANCLUB CHECKING  
   
Minimum to open
$200.00
Basic
$5.00
Personal
$6.00
Family
$7.00
   
The following services are provided:  
  • No service charge checking
  • BANCLUB checks at no additional charge
  • $10,000.00 accidental death insurance - with options for increased coverage
  • Traveler checks, cashiers checks issued without charge
  • Membership cards
   
COMMERCIAL CHECKING  
   
Minimum to open
$200.00
BALANCE
SERVICE CHARGE
Over $600.00
No Charge
$400.00-$599.00
$4.00
$200.00-$399.00
$5.00
$0-$199.00
$6.00
   
INTEREST DEMAND ACCOUNT HI-FI  
   
Minimum to open
$2,500.00
$2,500.00 minimum average daily balance to obtain disclosed annual Percentage rate. Interest compounded daily and credited monthly. Call for current interest rate & annual percentage rate.  
BALANCE
SERVICE CHARGE
Over $2,500.00
No Charge
Under $2,500.00
$10.50 and Interest Reduced
   
Allowed three checks and three transfers per month. $3.00 charge for each transaction in excess of those allowed
   
NOW CHECKING  
Minimum to open
$1,000.00
$1,000.00 minimum average daily balance to obtain disclosed annual Percentage rate. Interest compounded daily and credited monthly. Call for current interest rate & annual percentage rate.  
BALANCE
SERVICE CHARGE
Over $1,000.00
No Charge
Under $1,000.00
$10.50 andNo Interest Paid
   
SUPER NOW ACCOUNT  
   
Minimum to open
$2,500.00
$2,500.00 minimum average daily balance to obtain disclosed annual Percentage rate. Interest compounded daily and credited monthly. Call for current interest rate & annual percentage rate.  
BALANCE
SERVICE CHARGE
Over $2,500.00
No Charge
Under $2,500.00
$10.50 andNo Interest Paid
   
SAVINGS ACCOUNT  
Minimum To Open
$200.00
$200.00 minimum average daily balance to obtain disclosed annual Percentage rate. Interest compounded daily and credited quarterly. Call for current interest rate & annual percentage rate.  
6 free withdrawals per month allowed
Charge for each withdrawal thereafter
$1.00
   
OTHER SERVICE CHARGES  
   
NFS Charge $20.00
Overdraft Charge $20.00
Stop Payment/Account Hold $10.00
Account research/Reconciliation $25.00 per hour plus .25 per Item
Copies $0.50
Cashier's Checks - Customer/Non-customer $1.00 / $5.00
Traveler's Checks 1%
Wire Transfers $15.00
Collection - Incoming/Outgoing $10.00
Non-encoded Deposit Slips $1.00 Per Sheet
Account Printout $3.00
Count and Roll Coins $3.00 + 1%
Fax Fee $1.00 per sheet

ATM / DEBIT CARD CHARGES

Johnson City Bank Customers+

No Charge - $1.00 Charge at all
other ATM Locations

Non-Customers

$1.50 per withdrawal

Balance Inquiry

$0.50 each

Replacement Card

$2.00


SAFE DEPOSIT BOXES  
   
Annual rates vary according to size
-
For Example:
-
3x5
$15.00
3x10
$25.00
5x10
$30.00
10x10
$50.00

For more information please call or visit Johnson City Bank

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